This analysis of the Ark Innovation fund reminds me of crypto investments and why I encourage everyone to invest a decent percentage in stablecoins. One of the best things about crypto is how easily you can beat the stock market with stablecoins yields.

Here's the article about the inherent dangers of longterm high growth holds ("we're still early") in an environment of rising interest rates: https://www.thestreet.com/memestocks/reddit-trends/cathie-woods-ark-innovation-etf-what-a-bubble-looks-like

We are early investors, and most crypto projects do not actually cash flow or create buy pressure for their coins. Many of us are speculating on future demands that could still be years away. This is incredibly risky, particularly if we over invest in the short term.

I encourage everyone to keep a double digit percent of your portfolio in stablecoins. Not only can you easily earn 20% APR, and beat the stock market without doing anything, but it gives you the ammo to DCA into large dips. It's really cool to have a portfolio where I can feel good even when the market goes down.

Share your stablecoin Defi investment suggestions and advice below. Also, please comment and share your experience if you have ever used DeFi insurance.